Fixed Rates

Fixed-rate loan payments (principal and interest) remain the same throughout the term of the loan (taxes and insurance will change over the term). AAFMAA Mortgage Services does not have hidden fees. 10VAC5-160-60 of the Virginia advertising administrative code requires that all lenders state, “the stated rate may change or not be available at the time of loan commitment or lock-in”.

Loan
Type
Interest
Rates From
Discount
Points
APR as
Low As
  
VA IRRRL 15 Year3.00%0.2503.387%Contact Us for
a Custom Quote
APPLY
VA IRRRL 30 Year3.50%0.0003.397%Contact Us for
a Custom Quote
APPLY
VA 30 Year3.50%0.0003.622%Contact Us for
a Custom Quote
APPLY
VA High Balance 30 Year4.00%0.0004.027%Contact Us for
a Custom Quote
APPLY
FHA 30 Year3.625%0.0004.109%Contact Us for
a Custom Quote
APPLY
USDA 30 Year3.750%0.0004.237%Contact Us for
a Custom Quote
APPLY
Conventional 30 Year3.99%0.0004.117%Contact Us for
a Custom Quote
APPLY
Conventional 15 Year3.375%0.0003.471%Contact Us for
a Custom Quote
APPLY
Conventional 5/1 ARM3.500%0.1253.723%Contact Us for
a Custom Quote
APPLY

VA Streamline Refinances

The VA streamline refinance program is also known as the VA IRRRL, which stands for Interest Rate Reduction Refinancing Loan. Exclusively for military families with VA home loans.

If you currently have a VA loan, compare AAFMAA Mortgage Services VA IRRRL. It’s an easy way to refinance your VA loan to the lowest fixed rate available and lower your monthly payments with minimal out-of-pocket costs. Again, section 10VAC5-160-16 of the Virginia Administrative Code requires that we state, “the member’s total finance charges may be higher over the life of the loan”.

  • Available for existing VA mortgages only
  • No appraisal required
  • Fixed-rate terms

1Product features subject to approval.

2Rates based on evaluation of credit history and loan term, so your rate may differ. Rates subject to change at any time.

Disclaimer: All rates are subject to change without notice and may not be available at rate lock or commitment. Current rates are available today between 10:30 am and 11:00 am. Rates are available during normal working hours. Lock commitments cannot be processed voicemail or email. The above scenarios are based on a credit score of 720, 80% or less loan to value, and underwriting approval within the State of Virginia. Contact AAFMAA Mortgage Services for other qualification requirements. See AAFMAA Mortgage Services website for a complete listing of disclaimers and disclosures.

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